List of Legit Online Lending Apps Philippines


loan amount: 20,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 20-65 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 20-65 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 20-65 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 18-60 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 18-60 years old

Apply for a loan

loan amount: 20,000 PHP

interest rate: 0.01%

loan term: 1-120 days

age: 21-70 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 22-68 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-120 days

age: 20-65 years old

Apply for a loan

loan amount: 20,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 22-68 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-120 days

age: 20-65 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 20-60 years old

Apply for a loan

loan amount: 20,000 PHP

interest rate: 0.01%

loan term: 1-120 days

age: 21-68 years old

Apply for a loan

loan amount: 20,000 PHP

interest rate: 0.01%

loan term: 1-120 days

age: 21-70 years old

Apply for a loan

loan amount: 25,000 PHP

interest rate: 0.01%

loan term: 1-180 days

age: 20-65 years old

Apply for a loan

4 Easy Steps to get a Cash Loan



step 1

1. Apply for Loan

Complete the application process in 5 minutes
step 2

2. Sign the Contract

Sign the loan contract online – no need to go anywhere
step 3

3. Get approved & Get money

Get a decision in 1-2 days and Receive your loan in your bank account
step 4

4. Make repayment

Pay at any 7-Eleven store and get the receipt


Who can use our service?



useservice

Age

22 - 60 years
useservice

Location

Philippines
useservice

Occupation

Employed individuals and selected professionals


Moola Lending - Fast Online Loans 50 000 PHP

MoolaLending is an online financial solution providing a new way for Filipinos to borrow money. Moola Loan 24/7, without collateral requirements and waiting time.

Need fast cash? Whether it’s for emergencies, unexpected expenses, or a personal project, we’re here to help. Our online loan services in the Philippines are designed to provide you with flexibility, speed, and convenience.

Why Choose Online Loans?

When traditional loan options or savings aren’t an option, online loans can be a lifesaver. With our easy-to-use platform, you can apply anytime and receive funds quickly. No collateral is required, making our unsecured loans perfect for medical emergencies, car repairs, home improvements, and more.

Our process is fast and hassle-free, with applications processed within one business day!

What are the requirements?

Key Features of Our Online Loans:

  • Loan Amount: PHP 1,000 to PHP 30,000
  • Loan Terms: Choose from 7, 14, 21, or 31 days
  • Interest Rates: First 7 days: 0% interest; 7-14 days: 1% per day; Returning customers: 1.5% to 3.98% per day
  • Approval Time: Just 5–15 minutes
  • Eligibility: 21–70 years old, employed or with stable income
  • Required Documents: Any valid ID, such as Passport, National ID, Driver’s License, SSS, UMID, Postal ID, or PRC ID

How to Apply for a Quick Loan

Online application process is straightforward and hassle-free. Here’s how you can secure your loan:

  • Create an Account: Register on our website and complete the application form.
  • Quick Decision: Get feedback on your application within 15 minutes.
  • Receive Funds: Upon approval, funds are directly deposited into your bank account.

Need More Time to Pay? Easily extend your loan term with just a few clicks in your account—no stress, no worries. Experience the ease and convenience of our online loans today. Apply now and take advantage of 7 days of 0% interest on your first loan!

Advantages of Moola Lending

Why Choose Moola Lending? Moola Lending offers a fast, convenient, and secure way to meet your short-term financial needs. Here’s why we’re the go-to choice for borrowers in the Philippines:

  • Convenience
    No need to visit a bank or wait in long lines—apply for a loan from the comfort of your home with just a few clicks.
  • Flexible Repayment Options
    Choose a repayment term that fits your needs—7 or 14 days. Our flexible plans are designed with your convenience in mind.
  • High-Level Security
    Your privacy is our top priority. Moola Lending uses advanced encryption technology to keep your personal information secure. Accredited by the National Privacy Commission, we ensure your data is safe throughout the loan process.
  • Quick Approvals
    Get your loan approved in just 15 minutes! Skip the lengthy procedures and access up to PHP 30,000 instantly. Whether it’s an emergency or an unexpected expense, Moola Lending provides the fast financial support you need.

Why Us?

why us

Transparent costs

With the full cost shown up front, use the calculator to count fees applied before making decision.
why us

Simple procedures

We minimized all the documents to provide you the easiest way to get the loan. With just an application to fill, no collaterals and no guarantors.

why us

We are fast

Money will be sent immediately after the approval.
why us

Always there for you – any time, any place

We appreciate your time, so all transactions are done 100% online, allowing you to send a request and get the money without leaving home.

why us

Flexible repayment term

In case of unforeseen circumstances through no fault of the borrower, Moola Lending offers prolongation of repayment on a case to case basis.
why us

Helping you make life easy

We are willing to help you find the best financial solution tailored to your needs.

Low-Interest Rates with Moola Loan

Moola Lending offers some of the most competitive rates in the Philippines, with terms designed to suit both first-time and repeat clients:

  • For First-Time Borrowers: Enjoy up to PHP 10,000 at a 0% interest rate for the first 7 days.
  • Flexible Repayment Terms: Choose between 7 or 14 days, with interest rates adjusted based on your selected term. Longer terms may have slightly higher rates but result in smaller, manageable payments.

Loan Terms and Rates

For First-Time Clients:

  • 7-Day Loans: Benefit from 0% interest for the first 7 days, followed by a 1.99% daily interest.
  • 14-Day Loans: Enjoy a 1% daily interest rate for the first 14 days, transitioning to 1.99% thereafter.

For Returning Clients: Loyal customers enjoy the same low-interest rate of 1.99% per day without additional renewal fees.

Late Payments and Penalties

To maintain a positive borrowing experience, it’s essential to make timely payments. However, if delays occur:

  • Penalty Rate: 1% of the loan amount per day.
  • Additional Penalties: PHP 125 applied on the 5th, 10th, 15th, 20th, 25th, and 30th days of delay.

If unforeseen circumstances prevent repayment, reach out to our customer service team immediately. We’re here to support you and help find a solution.

Need Assistance?

Our dedicated team is here to answer your questions and provide assistance. At Moola Lending, your financial well-being is our priority. Contact us today for a smooth and stress-free borrowing experience!

Don’t wait—apply now and experience the ease of borrowing with Moola Lending!

Frequently Asked Questions

Maaari kang makakuha ng pautang kung:
  • Isang mamamayang Pilipino, 21-70 taong gulang at may valid Government ID
  • Hindi naka-block ang numero ng iyong mobile phone
  • Nakarehistro ka sa website
Maaari mong i-avail ang aming Installment loan kapag nabayaran mo nang buo ang iyong unang loan. Ang mga umuulit na nanghihiram lamang ang maaaring maka-avail ng aming installment loan.

Maaari kang humiram ng PHP 1,000 hanggang PHP 25,000

Maaari kang mag-apply anumang oras at kahit saan. Maaari kang mag-apply online sa aming website sa amihan.loan o ang iyong aplikasyon sa google play store.

Para sa mga bagong customer na hindi pa nakakapag-loan sa Amihan Loan, ang interest rate ay 0%. Para sa mga regular na customer, ang rate ng interes ay depende sa termino at halaga ng utang, ngunit hindi lalampas sa 1.5% bawat araw.

We only require 1 government valid ID but it will help if you can present supporting documents like payslip, COE, ITR, company ID, DTI (if self-employed or with business). Only repeat borrowers can avail our Installment loan, If you’re already a repeat borrower you don’t need to present any requirements unless needed for further validation. Repeat borrowers can be automatically approved.

Testimonials


Yvette Labo

Facebook page review

“Thank you Moola Lending! I applied and send all requirements and then someone called me named TJ advised me about the process and etc. Now I just received an email informing me that Moola Lending has already deposited the money in my bank account and when I checked it at exactly 6pm like what they have advised me in the email my loan proceeds was there. Appreciate it!”

Ta Nace

Facebook page review

“They process loans really fast. They really orient you about the loan and how it goes. Thumbs up Moola Lending”

Manilyn Camus

Facebook page review

“First time to loan via online, at first hesitant but after I received the money that has been credited to my bank account. I sent the requirements on April 25 afternoon then received the money on the following day. (24 hours service) :) Thank you MoolaLending!”

Amihan Loan

Moola Lending

The site does not provide paid services for credit products for clients, namely, it offers the client a list of offers from credit institutions, non-credit financial organizations, where the client can apply to apply for a credit product. The project is not a bank or lender, does not belong to financial institutions and is not responsible for the consequences of any concluded loan agreements or surety to him. The minimum interest rate in some partners is 0.01%. To apply for a loan, you must fill out a questionnaire on the project website. Carrying out any actions on the site, you must provide your Consent to the processing of personal data and Consent to receive advertising materials. You have read and agree with the Public Offer Agreement and the Service Tariffs. Service "Moola Lending" uses cookies to provide services. You can configure the conditions for storing or accessing cookies in your browser. The service is intended for persons over 18 years of age. The calculation in the calculators provided on the site is based on the average interest rate that will be offered to you by financial institutions. Contacts: Salcedo Street, Legaspi Village, Makati, 1229 Metro Manila | complaints hotline phone: (02) 405-5171 | email: info@moolalending.loan

Basic requirements for borrowers: Age from 18 years, the presence of citizenship of Philippines (requires a citizen's passport). Loan conditions: The interest for using the loan (interest rate) ranges from 4 to 916 percent per annum. Credit history is not taken into account when applying for a loan. The annual interest rate on the loan ranges from 4 to 916 percent. In case of violation of the terms of payment, a commission is charged in the amount of 0.1% of the amount owed. Example of calculating a loan: Loan size - 1000 PHP, duration - 3 months, interest - 48% per annum. ((48/12*3)/100*1000)+1000=1120 PHP. Total amount of payment: 1120 PHP

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